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A guide to getting the right kind of insurance for your spa and salon

New services offered by your Salon and Spa business clients mandate innovative, competitive and business-specific insurances. With services extending a basic haircut, facial treatment, spa session or other beauty/care services, the safety net required for stress-free business must get wider. 

Your salon clients cannot really afford (in addition to financially, legally too!) hefty charges and allegations imposed by their clients basis errors and omissions at job. The financial and legal menace associated can get them in real trouble.

Thereby, finding the best suited salon insurance in Canada is a must for them. The aesthetics industry is in dire need of customized solutions that go well with their risk profiles.

Salon and Spa Insurance is the best solution for them. But finding the best solutions provider amid the endless list of insurers can  be boggling.

Here’s a list of points you must take care before you buy spa and salon insurance in Canada:  


1. Do a thorough business check
The associated third party settlement financial (and legal) losses can be substantial. This requires a trustworthy insurance solution provider with dedicated personnel, rich industry experience, industry expertise and most importantly, past history of successful insurance success. 

2. Competitive packages with best in class covers
That can be committed is endless, the insurance packages must be competitive, business-specific along with being affordable. Saving your business reputation, man hours spent in legal cases but at the same time, also not burning a hole in your clients’ pockets. 

3. Pandemic struck markets need innovative insurances
Recently popular services like micropigmentation, microblading, skin needling, laser treatments, hair & nail care with greater safety precautions amid the pandemic must be matched with innovative solutions. Traditional, limited coverages won’t suffice the new risks and exposures. Find an insurance provider that offers contemporary covers with full service dedication. 

 

4. Boutique experiences for specific spa and salon risks
The salon and spa equipment are prone to greater risks and mishappenings. Boutique experiences for your clients can help identify risks better, tackle these with competitive covers and help reduce third party claims. 

 

If this brings you down to wanting one-stop insurance solution provider - CHES Special Risk is our answer! Canada’s award-winning MGA offering boutique experiences, custom-made saloninsurances that are competitive, come with full service dedication and risk/business-specific coverages.



 

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