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Showing posts from January, 2021

5 things to know before buying Salon and Spa Insurance

Salon and Spa businesses are moving ahead with the challenging times. They are experimenting with new services, offering innovative products and ensuring safety of their clients as a priority.  Nevertheless, this also calls for greater exposure to new risks, great challenges and industry changes. To give a greater sense of relief at business, these salon and spa clients need better spa and salon insurance policies. CHES Special Risk is an award-winning MGA in Canada offering innovative, competitive and business-specific insurances for your salon & spa insurance clients. Your salon and spa clients must be aware of the industry transformations, safety requirements and new risks. Here’s a list of 5 things to know for your clients before they choose their Salon and Spa Insurance : 1. Insurance provider history  The company your clients are associating themselves with must be experienced, trustworthy and known for paying out the claims. Third party settlement of legal clai

How a Super Visa can help keep families together in Canada

  Being far away from your loved ones can be quite tough, the super visa helps you overcome this Moving to a new country altogether can be an extremely stressful and overwhelming process.  Specially in times like these- where health issues are specifically affecting senior citizens.  However, if a family lives in Canada it’s very difficult to have their parents or grandparents stay away from this in a global crisis.  With the risk of exposing them to certain medical issues, both circumstances are challenging.  Thankfully, the Canadian government is well aware of the circumstances and has imigration options like Super Visa Medical Insurance In canada and Super Visa Travel Insurance in canada for parents and grandparents of preeminent residents and citizens of Canada. In order to be eligible for the Supervisa insurance , children or grandchildren must provide a letter of invitation, meet the minimum income requirements and get medical insurance for super visa .

Diamond Coverage: Specialty Insurance for Jewellers

  It’s a niche insurance coverage that many insurers perceive as carrying too much risk – but that doesn’t take away the need to provide coverage. And with industry experience and expertise that risk becomes manageable – and it also becomes profitable. Gary Hirst, president and CEO of CHES Special Risk, an MGA, said his insurance offering for Jewellers Block Insurance , furriers (fur manufacturers), and Pawn Shop Insurance in canada brokers has had great take-up from the targeted industries. “The reason why we’re selling  jewellers insurance , furrier insurance , and pawnbrokers block is because there’s no-one else out there offering brokers or the  jewellery stores insurance  for their risks. Basically it’s difficult and there is not a great deal of brokers or insurance markets out there with experience to offer it.” Hirst, however, used to underwrite jewellery risk as an underwriter for Lloyd’s in the London market. Continuing this for his MGA in Canada just made sense, he said. Man