CHES Special Risk | Best Insurance Providers in Canada

  We live in a tragic era. Insurance is a safety key if we suffer from health problems or accidents while travelling or have our jewellery looted or damaged. Disaster can knock on your door anytime. Insurance helps us protect against such tragedies with specific financial security. What is jewellers block insurance ? Block comes from the French term ‘en bloc’, which means ‘all in one. An insurance policy delivering comprehensive coverage for risks related to high-valued items such as diamonds, silver, gold, paintings, antiques, or any other artistic things in the retail business is called jewellers block insurance . The risk in the jewellery business is rising day by day. Therefore, it is advised that jewellers should buy jeweller's block insurance to safeguard themselves from any risks in future. Below stated risks are some of the general threats covered under jewellers block insurance in Canada: Accidental harm because of natural calamity or fire Thievery like theft, ...

 We don’t live in a perfect world. Disaster can strike anywhere. If we face health issues, have a road accident, a mishap while travelling or have our jewellery stolen or damaged, having insurance is a parachute. Insurance allows us some degree of protection in a financial way. What is jewellers insurance or jewellers block insurance? The word ‘block’ is inspired by the French term ‘en bloc’, which means ‘all in one’. An insurance providing all in one coverage for risks associated with high-value items like jewellery, diamonds, gold, silver or fine arts in the commercial business, including manufacturing, wholesaling or retailing, is known as jewellers block insurance . The risk associated with jewellery is increasing every day. So it becomes 100% necessary for jewellers to have jewellers block insurance . For example, Mr Robert is a jewellery shop owner. Seeing the diamond rates going higher, he is worried about risks like robbery, theft during transit, fire at his shop, etc. H...

  Who is CHES Special Risk Inc.? CHES Special Risk Inc . is a Canadian Firm offering broker services for the Insurance Product offering. Founded in 2004, CHES was a favourite among domestic Canadian Insurers, and then later becoming a Lloyd’s approved holder in 2009. Having offices in Toronto, Ottawa, and Quebec, CHES Special Risk Inc offers products in over 200 sectors, including property and general liability, construction, landlord, high-end homeowners, transportation and cargo, various kinds of insurances, and many more. What makes Jewellers Block Insurance / Jewellery Insurance so Important? Jewellers Block Insurance is of utmost importance to any jewellery retailer , manufacturer, or distributor dealing with exorbitant items such as jewellery, art, gold, silver, and diamonds because a loss can significantly impact overall business performance. It provides extra protection and assures financial safety for manufacturers, retailers, distributors and consumers dealing wi...

 The company offers custom-made plans as per the unique risk profiles of Jewellers, Furriers and Pawnbrokers. Market leading support in addition to boutique experiences for every individual client ensures best in class insurance services. Full service dedication by the company's seasoned underwriting team helps to introduce brokers and their clients to out-of-the-box, innovative insurance solutions that are not provided by traditional insurers. The Jewellers Block Insurance , furrier insurance , Pawn Shops insurance in canada by CHES Special Risk supplements your clients' commercial insurance policy by providing necessary coverage that traditional policies do not. The policy coverage can be used by diverse jewellery store clients including wholesalers/retailers/manufacturers, pawnbrokers, antique dealers, art galleries & dealers, etc. Jeweler's Block Insurance is a must for them. The unprecedented market exposure is resulting in increasingly unique risk profil...

  Pawn broker and jewellers block insurance as provided by CHES Special Risk Inc. combines their product offering with their on-line risk management tool. Ottawa, Ontario – CHES Special Risk Inc. today emphasized their  Jewellers Block Insurance Program offering. “ Jeweller’s Block Insurance is extremely important to any Jewellery store retailer, manufacturer or distributor handling high-value items such as jewellery, fine art, gold, silver and diamonds, as a single loss can have a dramatic impact upon the overall performance of the business, especially at this time of year when stock levels are at their highest “, said Douglas Everett, President of CHES Special Risk Inc. “CHES Special Risk Inc. has provided, for a number of years, a comprehensive broad form coverage tailored to a variety of business needs, from traditional jewellery stores and pawnbrokers to furriers and bureau de change outlets, our jewellers insurance policy protects against loss or damage to an ite...

  Jewellery firms beware. Cases of logistics company officials decamping with precious cargo while in transit or goods disappearing while left unattended by a logistics provider are not covered under the jewellers block insurance  policy, which covers transit related risk like theft, robbery, burglary, etc. This was evident when a logistics company official last week ran away with 11 kg of gold jewellery worth Rs 3.5 crore. “The owner of the jewellery firm was entertained neither by the insurance company nor the logistics provider,” said Surendra Mehta, national secretary, India Bullion & Jewellers Association (IBJA). While the police recovered 10 of the 11 kg, the news of jewellers insurance policy not covering “infidelity” — dishonesty by logistics company employees and /or gross negligence of logistics companies — loss due to unattended vehicles, mysterious disappearance of goods — has shocked the trade. “Many only now realise that if goods di...

  Ottawa, Ontario – CHES Special Risk Inc. today emphasized their   Jewellers Block Insurance Program   offering. “Jeweller’s Block Insurance is extremely important to any Jewellery store retailer, manufacturer or distributor handling high-value items such as jewellery, fine art, gold, silver and diamonds, as a single loss can have a dramatic impact upon the overall performance of the business, especially at this time of year when stock levels are at their highest “, said Douglas Everett, President of CHES Special Risk Inc. “CHES Special Risk Inc. has provided, for a number of years, a comprehensive broad form coverage tailored to a variety of business needs, from traditional jewellery insurance and pawnbrokers to furriers and bureau de change outlets, our Policy protects against loss or damage to an item in the stock of the Corporation and includes theft, burglary, coverage whilst in transit, or in the possession of a sales representative whilst on the road. CHES Specia...

 A standard Jewellers Block insurance policy will provide coverage for a wide range of risks, tailored to your business. Our exclusive Jewellers Block policy is developed specifically for jewellers, and offers 100 percent Lloyds of London security with market-leading cover. Commonly covered risks include: Theft , including shoplifting, burglary and robbery Accidental damage Business interruption due to fire, robbery or other incident Property whilst it is on your premises, on loan or display in an exhibition, and in a transport vehicle. Terms and conditions apply. There are things that a policy won’t cover — like employee dishonesty or unexplained loss — but for the most part, Jewellers Block insurance can be as comprehensive as you need it to be. What if I need more cover? There are a wide range of available extensions and additional benefits for jewellers who need more cover for the unique risks they face in their business. You may want to consider additional cover if you a...