CHES Special Risk | Best Insurance Providers in Canada

Salon and Spa businesses are moving ahead with the challenging times. They are experimenting with new services, offering innovative products and ensuring safety of their clients as a priority.  Nevertheless, this also calls for greater exposure to new risks, great challenges and industry changes. To give a greater sense of relief at business, these salon and spa clients need better spa and salon insurance policies. CHES Special Risk is an award-winning MGA in Canada offering innovative, competitive and business-specific insurances for your salon & spa insurance clients. Your salon and spa clients must be aware of the industry transformations, safety requirements and new risks. Here’s a list of 5 things to know for your clients before they choose their Salon and Spa Insurance : 1. Insurance provider history  The company your clients are associating themselves with must be experienced, trustworthy and known for paying out the claims. Third party settlement of l...

  From hiring the best staff to reaching your coveted clientele, there are a lot of basic requirements that come with owning and running a successful Spa insurance in canada business—but arguably one of the most important is carrying the right kind of insurance. After all, the unfortunate reality is that lawsuits are fairly widespread in the industry. “Usually it’s an accusation of negligence during a service,” says Susan Etter, vice president of underwriting at Professional Program Insurance Brokerage (PPIB). Of course it’s not just litigious clients who make insurance a must. “Landlords typically require you to cover the space you lease, states require you to protect your employees, and some licensing boards require you to protect the public,” says Etter. “The biggest driver, though, should be that anyone who has put a great deal of time and money into their spa must protect this valuable asset.” Here’s how to guarantee that you’ve got the coverage you need. Primo Prot...

  The hardening Canadian insurance sector is facing immense challenges amid the ongoing pandemic scenario. Several ‘hard-to-place’ risks followed by new risks and exposures are keeping clients and retail brokers boggled alike. A major concern about the Canadian insurance landscape is restricted or limited coverage offerings by traditional insurance providers. The ever-changing market exposures accompanied with increasingly unique risk profiles across industrial verticals necessitates insurances that protect the entities against these newly encountered risks. CHES Special Risk offers specialist covers for a comprehensive list of products across sectors. Customized insurances with realistic covers is a must-have for everyone in the current unprecedented times. As an award-winning MGA renowned for its custom-made coverages, market offerings and diverse market exposure, the company became a Lloyd’s of London approved coverholder in 2009. A niche market positioning offering numerous in...