CHES Special Risk | Best Insurance Providers in Canada

Canada witnesses a sudden incoming rush of newcomers and long-term visitors every year. Most statistics report that there is an absolute absence of any coverage under provincial health care plans for these incomers. The federal government states that they must present proof of travel insurance prior to entering the country. In addition, this also seems much necessary and a wise decision. More so, to avoid the financial burden of any health care expenses. The good news is that Canada’s advanced health care system offers affordable health care services to immigrants, international students (and parents, grandparents). This can be accessed through the Super Visa coverage for emergency treatment and medical care. Buying Super Visa Insurance in Canada is thereby, a rational and sensible thing to do. CHES Life offers medical insurance coverage for Super Visa to enable immigrants and long-term visitors to access Canada’s world-class health care system. Things you can consider while

The ongoing scenario across Canada has given rise to a great number and variety of service industries. A significant growth in industries that can be labelled as giving advice or consultancy services fall under the ‘professional’ services category.  This calls for custom-made, competitive and contemporary insurances that must be offered to these diverse sets of clients. CHES Special Risk - an award-winning MGA in Canada does much research, innovation and creativity towards such ‘hard to place’ risk industries. Recently introducing its  Miscellaneous Professional Risks Policy in canada , one of Canada’s fastest growing companies now also caters to this segment. More specifically, the business-specific, risk-focussed Miscellaneous Professional Risks Policy by the company includes (but is not limited to):  Fork Lift Training Photography Recruitment Consultants Event Planners Interior Designers Tour operators Social Media Consultants Property Managers Trade Associations Health & Safety

  What is Life Sciences Insurance? Life Sciences Insurance provides protection to the Biotech, Biologic, Pharmaceutical, Healthcare Information, Medical Device, Medical Research, including clinical trials, sectors through a combined Public & Products Liability and Professional Indemnity Policy. Why Do I Need Life Sciences Insurance? We need life science insurance in canada because Life Sciences businesses face a unique set of risks, ranging from the actions of regulators, the failure of the services or products, through to exposures such as challenges of breaches of intellectual property. A carefully constructed Life Sciences program can provide the necessary protection to businesses involved in Pharmaceutical Discovery, Manufacturing, Research & Development and Sales, Medical Device Manufacturing, Research & Development and Sales and Human Clinical Trials. CHES Special Risk is best life science insurance provider in canada . Contact them to buy Best

CHES Special Risk  has unveiled its latest offering: an errors & omissions (E&O) insurance solution for miscellaneous professional risks . The insurance offering, available through brokers, is for industries such as (but not limited to): fork lift training, photography, recruitment consultants, event planners, interior designers, tour operators, social media consultants, property managers, trade associations, health & safety inspectors, shipping and freight consultants, and forestry consultants. “We have access to some new markets from Lloyd’s of London that are exclusive to us,” said CHES Special Risk president and CEO Gary Hirst. “This allows us to offer errors & omissions insurance in canada for a whole range of industries which are difficult to place in Canada.” CHES Special Risk senior underwriter Ashley Scandlan added that many businesses offering consultancy services are typically underinsured, since they lack awareness of their own risk exposures. “For any busi

  Jewellery firms beware. Cases of logistics company officials decamping with precious cargo while in transit or goods disappearing while left unattended by a logistics provider are not covered under the jewellers block insurance  policy, which covers transit related risk like theft, robbery, burglary, etc. This was evident when a logistics company official last week ran away with 11 kg of gold jewellery worth Rs 3.5 crore. “The owner of the jewellery firm was entertained neither by the insurance company nor the logistics provider,” said Surendra Mehta, national secretary, India Bullion & Jewellers Association (IBJA). While the police recovered 10 of the 11 kg, the news of jewellers insurance policy not covering “infidelity” — dishonesty by logistics company employees and /or gross negligence of logistics companies — loss due to unattended vehicles, mysterious disappearance of goods — has shocked the trade. “Many only now realise that if goods disappear while in transit beca

Custom-made insurance covers have recently become a necessity for jewellery stores, pawn shops, etc. Challenging times coupled with new risks, exposures associated with the business profiles of jewellers, furriers and pawnbrokers heighten the need further.  Market leading support from expertised teams in the insurance industry is a must in addition to competitive coverages at affordable premiums. CHES Special Risk is an award-winning MGA in Canada that offers boutique experiences to every individual jewellery business client in addition to full service dedication and customized covers.   Jewellers Block Insurance by the company’s team of seasoned underwriters offers out-of-the-box insurance solutions for the unique risk profiles. In addition to this, the covers are designed specifically keeping in mind the industry requirements in contrast to the limited provisions by traditional insurers. The   jewellery insurance  in Canada occupies a significant position given the holiday se

New services offered by your Salon and Spa business clients mandate innovative, competitive and business-specific insurances. With services extending a basic haircut, facial treatment, spa session or other beauty/care services, the safety net required for stress-free business must get wider.  Your salon clients cannot really afford (in addition to financially, legally too!) hefty charges and allegations imposed by their clients basis errors and omissions at job. The financial and legal menace associated can get them in real trouble. Thereby, finding the best suited salon insurance in Canada is a must for them. The aesthetics industry is in dire need of customized solutions that go well with their risk profiles. Salon and Spa Insurance is the best solution for them. But finding the best solutions provider amid the endless list of insurers can  be boggling. Here’s a list of points you must take care before you buy spa and salon insurance in Canada :   1. Do a thorough busines

  Ottawa, Ontario – CHES Special Risk Inc. today emphasized their   Jewellers Block Insurance Program   offering. “Jeweller’s Block Insurance is extremely important to any Jewellery store retailer, manufacturer or distributor handling high-value items such as jewellery, fine art, gold, silver and diamonds, as a single loss can have a dramatic impact upon the overall performance of the business, especially at this time of year when stock levels are at their highest “, said Douglas Everett, President of CHES Special Risk Inc. “CHES Special Risk Inc. has provided, for a number of years, a comprehensive broad form coverage tailored to a variety of business needs, from traditional jewellery insurance and pawnbrokers to furriers and bureau de change outlets, our Policy protects against loss or damage to an item in the stock of the Corporation and includes theft, burglary, coverage whilst in transit, or in the possession of a sales representative whilst on the road. CHES Special Risk Inc.  s

  From hiring the best staff to reaching your coveted clientele, there are a lot of basic requirements that come with owning and running a successful Spa insurance in canada business—but arguably one of the most important is carrying the right kind of insurance. After all, the unfortunate reality is that lawsuits are fairly widespread in the industry. “Usually it’s an accusation of negligence during a service,” says Susan Etter, vice president of underwriting at Professional Program Insurance Brokerage (PPIB). Of course it’s not just litigious clients who make insurance a must. “Landlords typically require you to cover the space you lease, states require you to protect your employees, and some licensing boards require you to protect the public,” says Etter. “The biggest driver, though, should be that anyone who has put a great deal of time and money into their spa must protect this valuable asset.” Here’s how to guarantee that you’ve got the coverage you need. Primo Protection Accordi

 A standard Jewellers Block insurance policy will provide coverage for a wide range of risks, tailored to your business. Our exclusive Jewellers Block policy is developed specifically for jewellers, and offers 100 percent Lloyds of London security with market-leading cover. Commonly covered risks include: Theft , including shoplifting, burglary and robbery Accidental damage Business interruption due to fire, robbery or other incident Property whilst it is on your premises, on loan or display in an exhibition, and in a transport vehicle. Terms and conditions apply. There are things that a policy won’t cover — like employee dishonesty or unexplained loss — but for the most part, Jewellers Block insurance can be as comprehensive as you need it to be. What if I need more cover? There are a wide range of available extensions and additional benefits for jewellers who need more cover for the unique risks they face in their business. You may want to consider additional cover if you are: A spe

It’s a niche insurance coverage that many insurers perceive as carrying too much risk — but that doesn’t take away the need to provide coverage. And with industry experience and expertise that risk becomes manageable — and it also becomes profitable. Gary Hirst, president and CEO of CHES Special Risk, an MGA, said his insurance offering for  jewellers block insurance , furriers (fur manufacturers), and pawnbrokers has had great take-up from the targeted industries. “The reason why we’re selling  jewellers block, furriers & pawn brokers insurance   is because there’s no-one else out there offering brokers or the  jewellery stores insurance  for their risks. Basically it’s difficult and there is not a great deal of brokers or insurance markets out there with experience to offer it.” Hirst, however, used to underwrite jewellery risk as an underwriter for Lloyd’s in the London market. Continuing this for his MGA in Canada just made sense, he said. Many markets shy away from offering in

  Your Salon and Spa business clients offer their customers much more than just a haircut, facial treatment, spa session or other beauty and care services. The salon and spa visits are more about quality care, a variety of therapies or rejuvenation services, a relaxing atmosphere, and much more! The slightest error or omission at your salon clients’ end can get them trapped in legal or financial menace. Ofcourse, the aesthetics industry is constantly faced with serious stress about any moment of oops or ouch. Salon and Spa In s urance comes to their rescue. Not only does an Insurance policy for salons and spa give the business owners peace of mind, it also saves the business huge sums that could have been paid in third party loss settlements that why it is important to  Buy Spa insurance in canada . Need more reasons? We’ve compiled a list of top 4 reasons why your salon and spa clients cannot just afford to ‘not have an insurance for beauty spa: 1. Financial losses can be great Yes, t