OHIP coverage ends for out-of-country travellers: Ontario’s provincial health insurance plan OHIP no longer covers out-of-country medical services, highlighting a need for Ontarians to purchase travel insurance privately. As of Jan. 1, 2020, the province scrapped all coverage for out-of-country services except dialysis. The province had previously covered foreign in-patient services up to $400 per day for a higher level of care and $50 a day for emergency outpatient and doctor services. Having a medical emergency in a foreign country is a stressful event, psychologically but also financially. Prior to Ontario canceling out-of-country medical coverage, OHIP’s reimbursement for medical costs was a drop in the bucket compared to what a medical event could cost. For example, having a heart attack in the U.S. could cost a traveler hundreds of thousands of dollars and OHIP would cover only a fraction of that. ALSO VISIT | Travel Insurance Plans Ontario’s decision to nix...