From hiring the best staff to reaching your coveted clientele, there are a lot of basic requirements that come with owning and running a successful Spa insurance in canada business—but arguably one of the most important is carrying the right kind of insurance. After all, the unfortunate reality is that lawsuits are fairly widespread in the industry. “Usually it’s an accusation of negligence during a service,” says Susan Etter, vice president of underwriting at Professional Program Insurance Brokerage (PPIB). Of course it’s not just litigious clients who make insurance a must. “Landlords typically require you to cover the space you lease, states require you to protect your employees, and some licensing boards require you to protect the public,” says Etter. “The biggest driver, though, should be that anyone who has put a great deal of time and money into their spa must protect this valuable asset.” Here’s how to guarantee that you’ve got the coverage you need. Primo Prot...