CHES Special Risk | Best Insurance Providers in Canada

  CHES Special Risk Inc. devises product solution for vape & e-cigarettes & the retailers that sell them Toronto, Ontario – CHES Special Risk Inc. today announced the launch of their E-Cigarettes and VAPE Programme, with unique and innovative Product mix. ‘We have seen a large broker demand to combat a surge in the numerous owner operated E-Cigarette / E-Vape shops & kiosks, as well as assembly and manufacturer risks, and in keeping with CHES philosophy of developing a solution for new Industry risks, we are pleased to launch our programme for the many risks involved with this new Industry’, said Douglas Everett, President of CHES Special Risk Inc.. CHES Special Risk are able to provide capacity for  Property and General Liability risks , associated with the selling of the equipment and the flavourings, as well as the Property coverage for the content of the stores and their stock and merchandise. ABOUT CHES SPECIAL RISK INC. CHES Special Risk Inc . was established...

While cyber crimes make all the top headlines, physical crimes perpetrated by employees seem to be flying under the radar. This is particularly worrisome for smaller operations as dishonest employees with criminal intent to steal money or inventory could make or break a business. While businesses shouldn’t underestimate the harmful ramifications of a cyber breach, non-physical crimes have not usurped physical ones. Consider a recent example  of a Newfoundland minor hockey association now $80,000 in the red after a former treasurer allegedly stole money between 2017 and 2019. That money is owed to the city and for kids to continue to practice hockey at the local civic centre, their parents have to foot the bill. And crimes like that can make or break a business, especially smaller operations. If your business relies on employees handling cash or inventory, your goods and daily earnings are vulnerable. Crime coverage is offered as part of CHES Special Risk’s commercial combined ...

With our local and provincial governments re-opening of the economy; protecting your workforce will be something that comes front of mind. One of the aspects you will need to navigate will be with the equipment that you choose to purchase to protect your employees.  The coronavirus/COVID-19 pandemic has seen many companies pivot their business to support the efforts to protect those having to work in a potentially exposed environment. It will be important for you to know which sources are reliable, as we have continued to see large recalls happen for various medical products supplied during the global crisis. To help you navigate these things here are some important pieces of information and when possible the link to the appropriate Health Canada website. Hand Sanitizers Hand Sanitizers are Natural Health Product and require a NPN# from Health Canada, which in most cases you should be able to find on the packaging. Health Canada keeps a list of approved Hand Sanitizers with a searc...