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5 things to know before buying Salon and Spa Insurance

Salon and Spa businesses are moving ahead with the challenging times. They are experimenting with new services, offering innovative products and ensuring safety of their clients as a priority.  Nevertheless, this also calls for greater exposure to new risks, great challenges and industry changes. To give a greater sense of relief at business, these salon and spa clients need better spa and salon insurance policies. CHES Special Risk is an award-winning MGA in Canada offering innovative, competitive and business-specific insurances for your salon & spa insurance clients. Your salon and spa clients must be aware of the industry transformations, safety requirements and new risks. Here’s a list of 5 things to know for your clients before they choose their Salon and Spa Insurance : 1. Insurance provider history  The company your clients are associating themselves with must be experienced, trustworthy and known for paying out the claims. Third party settlement of l...

How a Super Visa can help keep families together in Canada

  Being far away from your loved ones can be quite tough, the super visa helps you overcome this Moving to a new country altogether can be an extremely stressful and overwhelming process.  Specially in times like these- where health issues are specifically affecting senior citizens.  However, if a family lives in Canada it’s very difficult to have their parents or grandparents stay away from this in a global crisis.  With the risk of exposing them to certain medical issues, both circumstances are challenging.  Thankfully, the Canadian government is well aware of the circumstances and has imigration options like Super Visa Medical Insurance In canada and Super Visa Travel Insurance in canada for parents and grandparents of preeminent residents and citizens of Canada. In order to be eligible for the Supervisa insurance , children or grandchildren must provide a letter of invitation, meet the minimum income requirements and get medical insu...

Diamond Coverage: Specialty Insurance for Jewellers

  It’s a niche insurance coverage that many insurers perceive as carrying too much risk – but that doesn’t take away the need to provide coverage. And with industry experience and expertise that risk becomes manageable – and it also becomes profitable. Gary Hirst, president and CEO of CHES Special Risk, an MGA, said his insurance offering for Jewellers Block Insurance , furriers (fur manufacturers), and Pawn Shop Insurance in canada brokers has had great take-up from the targeted industries. “The reason why we’re selling  jewellers insurance , furrier insurance , and pawnbrokers block is because there’s no-one else out there offering brokers or the  jewellery stores insurance  for their risks. Basically it’s difficult and there is not a great deal of brokers or insurance markets out there with experience to offer it.” Hirst, however, used to underwrite jewellery risk as an underwriter for Lloyd’s in the London market. Continuing this for his MGA in Canada just made ...

What You Need To Remember About Super Visa Insurance

Canada witnesses a sudden incoming rush of newcomers and long-term visitors every year. Most statistics report that there is an absolute absence of any coverage under provincial health care plans for these incomers. The federal government states that they must present proof of travel insurance prior to entering the country. In addition, this also seems much necessary and a wise decision. More so, to avoid the financial burden of any health care expenses. The good news is that Canada’s advanced health care system offers affordable health care services to immigrants, international students (and parents, grandparents). This can be accessed through the Super Visa coverage for emergency treatment and medical care. Buying Super Visa Insurance in Canada is thereby, a rational and sensible thing to do. CHES Life offers medical insurance coverage for Super Visa to enable immigrants and long-term visitors to access Canada’s world-class health care system. Things you can consider while ...
The ongoing scenario across Canada has given rise to a great number and variety of service industries. A significant growth in industries that can be labelled as giving advice or consultancy services fall under the ‘professional’ services category.  This calls for custom-made, competitive and contemporary insurances that must be offered to these diverse sets of clients. CHES Special Risk - an award-winning MGA in Canada does much research, innovation and creativity towards such ‘hard to place’ risk industries. Recently introducing its  Miscellaneous Professional Risks Policy in canada , one of Canada’s fastest growing companies now also caters to this segment. More specifically, the business-specific, risk-focussed Miscellaneous Professional Risks Policy by the company includes (but is not limited to):  Fork Lift Training Photography Recruitment Consultants Event Planners Interior Designers Tour operators Social Media Consultants Property Managers Trade Associations Healt...

Everything about Life Sciences Insurance

  What is Life Sciences Insurance? Life Sciences Insurance provides protection to the Biotech, Biologic, Pharmaceutical, Healthcare Information, Medical Device, Medical Research, including clinical trials, sectors through a combined Public & Products Liability and Professional Indemnity Policy. Why Do I Need Life Sciences Insurance? We need life science insurance in canada because Life Sciences businesses face a unique set of risks, ranging from the actions of regulators, the failure of the services or products, through to exposures such as challenges of breaches of intellectual property. A carefully constructed Life Sciences program can provide the necessary protection to businesses involved in Pharmaceutical Discovery, Manufacturing, Research & Development and Sales, Medical Device Manufacturing, Research & Development and Sales and Human Clinical Trials. CHES Special Risk is best life science insurance provider in canada . Contact them to buy B...

CHES Special Risk launches miscellaneous professional risks E&O offering

CHES Special Risk  has unveiled its latest offering: an errors & omissions (E&O) insurance solution for miscellaneous professional risks . The insurance offering, available through brokers, is for industries such as (but not limited to): fork lift training, photography, recruitment consultants, event planners, interior designers, tour operators, social media consultants, property managers, trade associations, health & safety inspectors, shipping and freight consultants, and forestry consultants. “We have access to some new markets from Lloyd’s of London that are exclusive to us,” said CHES Special Risk president and CEO Gary Hirst. “This allows us to offer errors & omissions insurance in canada for a whole range of industries which are difficult to place in Canada.” CHES Special Risk senior underwriter Ashley Scandlan added that many businesses offering consultancy services are typically underinsured, since they lack awareness of their own risk exposures. “For any ...